The Practice Areas

Bankruptcy

A business or an individual may declare bankruptcy once they have ascertained that it has become impossible to pay off one's creditors. It can give you a chance to start over from a financial point of view, as most debts are relieved after bankruptcy has been filed.

Filing for bankruptcy protection can stop collection harassment and lawsuits. In many cases, you can also stop foreclosure of a home or repossession of a vehicle.

Steven T. Polino can assist in the following options available.

Consumer Credit

Debtor Representation
Creditors Representation
Collection Agencies
Litigation

Chapter 7 – Individual Liquidation

Don't Let Debt Defeat You: Chapter 7 Bankruptcy Can Provide a Fresh Start

If you're plagued by debt, filing Chapter 7 bankruptcy may be the most effective way to protect yourself from creditor harassment and start afresh.

Law Office of Steven T. Polino, P.L.L.C. is a licensed bankruptcy attorney and ready to help you file for Chapter 7 and make the phone calls stop. We've helped numerous clients absolve themselves of debt and can do the same for you.

Some advantages to filing Chapter 7 with the Law Office of Steven T. Polino, P.L.L.C. include:

Help to analyze your debt
Determining your property exemptions
Assuring your eligibility for Chapter 7
Reaffirming your secured debts
Assistance filing all the necessary Chapter 7 forms

Beyond guiding you through the Chapter 7 process, the Law Office of Steven T. Polino, P.L.L.C. will instruct you as to the best course of action.
Chapter 7 isn't for everyone, and there are numerous factors to consider. No matter your situation, you can always trust the Law Office of Steven T. Polino, P.L.L.C. to provide honest legal counsel that helps with your debt.

Chapter 13 – Individuals With Steady Income

Can Chapter 13 Bankruptcy Help Clear Your Debt?

When you're deeply in debt, climbing your way out seems impossible. You want to pay back what you owe, but mounting financial pressures and the cost of ordinary living make paying off debts seem a faraway dream.

In these cases, filing for Chapter 13 bankruptcy can be the extra boost you need to start paying back debts and restore your good credit.

Law Office of Steven T. Polino, P.L.L.C. takes pride in helping individuals file for Chapter 13 bankruptcy and establish viable repayment plans for debts. As a qualified bankruptcy attorney and Chapter 13 attorney, the Law Office of Steven T. Polino, P.L.L.C. has helped numerous debtors recover from their debt and return to living financially healthy lives.

We'll help you with all the particulars and paperwork involved in establishing Chapter 13, including:
Analyzing your debt
Determine eligibility and gauge your income
Establish your property end exemptions
Complete and file all forms
Represent you at hearings and help negotiate a payment plan with creditors

Beyond guiding you through the Chapter 13 process, the Law Office of Steven T. Polino, P.L.L.C. will instruct you as to the best course of action. Chapter 13 isn't for everyone, and there are numerous factors to consider. No matter your situation, you can always trust the Law Office of Steven T. Polino, P.L.L.C. to provide honest legal counsel that helps with your debt.

Start Paying Back Your Debt With the Help of the Law Office of Steven T. Polino, P.L.L.C.

To schedule a free consultation, please call the Law Office of Steven T. Polino, P.L.L.C. today!

Health Plans & Benefits

Steven T. Polino is the former Vice President of Operations, President and Chairman of the Board of the Self-Insurance Institute of America, INC.

Representative Services

Contract Preparation

Accreditation

Compliance

Utilization Review/Case Management

Litigation & Contract Disputes

General Research & Consultation

Negotiations

THE SELF-INSURER PUBLICATIONS

ERISA Challenges to Stop Loss Assessments: An Uphill Battle - The Self Insurer / May 2004
ERISA Presumption of Bad Faith Claims Post Rush Prudential HMO v. Moran: What Does the Future Hold? - The Self Insurer / January 2003
Excess v. Primary Coverage and the Duty to Defend: A Comparison of the Law of Two States - The Self Insurer / November 2003
Failure to Disclose Knowledge of Reinsurers - Financial Problems: A Roadmap to Breach of Fiduciary Duty - The Self Insurer / March 2003
Fifth Circuit Panel Reverses Course in its Classification of the Character of Medical - Necessity Determinations - The Self Insurer / November 2002
Insurer Liability: Continued Erosion of Erisa Preemption - The Self Insurer / September 2003
Kentucky’s AWP Status Upheld by Supreme Court - The Self Insurer / May 2003
Mixed Eligibility and Treatment Decision - Analysis
Providers and Plans: Recent Decisions Favor Expanding Rights to Payment and Reimbursement - The Self Insurer / July 2003
Quality Care and Utilization Review
SIIA - Liability in Utilization Review and Case Management

Family Law Family Law Matters & Modifications

Termination of Parental Rights
Adoption
Annulment
Suits Affecting Parent‑Child Relationship
Paternity
Name Change
Restraining Orders and Injunctions
Restricted/Supervised Access and Possession

Divorce
Spousal Maintenance/Contractual Alimony
Prenuptial Agreements
Child Support
Custody and Visitation
Parental Relocations
Domestic Violence and Protective Orders

Civil Litigation

Steven T. Polino has established himself as a leader in the following areas of litigation to name a few.

Collection Disputes
Contract Disputes
Franchise Disputes
Real Estate

Fraud
Civil Conspiracy
Negligence
Construction Disputes

Steven T. Polino is ready to assist you with immediate advice and guidance. All initial consultations are free and will remain completely confidential.

Criminal Litigation

Steven T. Polino has established himself as a leader in the following litigation:

DUI – DWI – Drunk Driving
Public Intoxication
Drug Possession
Domestic Violence
Assault and Battery

Property Crimes
Unauthorized Use of a Motor Vehicle
Assault of a Public Servant
Theft by Check
Thefts